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2025 Global Construction Insurance and Surety Market Report

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In the second half of 2025, the mood across the evolving construction insurance market could be described as cautiously optimistic.

Key takeaways:

Overall, the construction insurance industry is in a softening cycle, with most product lines and geographies benefiting from more favorable conditions.
Surety is a cost-effective alternative to bank guarantees, offering off-balance-sheet obligations and stable capacity and rates.
Contractors can employ six strategies to manage risks head-on, thereby bolstering profitability and financial stability.

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